Dental Insurance
Dental plans start as low as $8.95 per month
Health Insurance
Plans typically cover preventive and basic dental care. Benefits vary by plan.
Use your tools to easily find the best plan for you or your entire family.
We offer a broad range of plans to meet your dental needs, both big and small.
Regular checkups and cleanings now may prevent more serious and costly issues later.
It is a great idea to learn how dental insurance works to know why prevention and routine dental care is vital.
Dental insurance is there to provide you with accessible dental services, such as checkups, cleanings, and dental procedures. These dental coverage plans help lower dental care costs so that you can go for visits without having to incur significant financial burdens.
While it may be tempting to forgo the extra costs of dental insurance, you might face more significant dental health problems and have extensive financial outlays in the future. In fact, a recent survey found that 30% of Americans without dental insurance regretted not being covered.
Dental health insurance plans will have two categories, basic and major components.
The plan addresses basic needs like regular cleanings, root canals, or even fillings. In essence, the basic component will focus on more routine dental services. The plan will also address major services like implementing dental crowns or other extensive procedures that require more time, effort, and money.
When looking at dental health coverage options, it is necessary to understand these critical components.
There are several tiers in dental insurance; here is an overview of these tiers.
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Dental insurance coverage options will largely fully take on the costs of the Tier 1 procedures, will provide a large portion of assistance for the Tier 2 procedures and then provide a portion of financial assistance for Tier 3 services.
It is evident that the individual should prioritize overall care to minimize the need for Tier 2 and Tier 3 level services.
If you were to need these services, you would have to share these costs with your insurer, in many cases, and would have considerable financial outlays. If you didn’t have insurance, you would have even more costs for these second and third tiers.
Health Insurance
Policywizzard makes it simple to compare the costs of dental insurance plans. Whether you need to compare individual insurance plans or group dental insurance plans, you can do so through Policywizzard.
Plans generally cover some or all of the costs for oral exams, cleanings, fillings, and X-rays.
Oral health doesn't have to be costly. Dental insurance plans start at $8.95/month*
Dental health is strongly tied to your overall health.
Need help? Our licensed agents can recommend the best dental insurance options for your situation.
Policywizzard makes it simple to compare the costs of dental insurance plans. Whether you need to compare individual insurance plans or group dental insurance plans, you can do so through Policywizzard.
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Dentist Choice
Out-of-Pocket Cost
DPPO
Fewer Limitations: Not required to visit in-network dentists but DPPO in-network dentists will have lowest out-of-pocket costs.
Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs.
HMO
(Prepaid Plan)
Very Limited: Choose one dentist or facility. Out of network procedures will not be covered.
Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs.
Fee-for-Service
(Indemnity Plan)
Fewer Limitations: Large choice of dentists.
Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed.
Discount Plans
No Limitations on network
Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum.
Our News
At Policywizzard, we aim to make it as simple as possible for you to obtain dental care options that help you to lower the cost of overall dental care.
If you are looking to learn more about dental coverage, have questions about dental coverage, or want to select an ideal dental plan for you and your family, our dental health experts at Policywizzard can assist.
Find out how we can help you obtain the best affordable individual and family dental plans today.
Policywizzard has been able to focus on the needs of the health-conscious consumer over the past 25 years. We understand that the cost of dental insurance plans can be prohibitive for dental services consumers. In fact, nearly half of Americans skip recommended procedures and visits to the dentist due to high cost.
Our FAQ
For individuals, dental insurance costs typically range between $16 and $70 per month. Costs vary depending on your provider and the level of coverage outlined by each plan.
Yes. Dental, vision, and health insurance can be bundled. Depending on your carrier, you may be able to save money by bundling.
Most dental insurance plans cover:
Be sure to read the details of your plan to understand the level of coverage and potential out-of-pocket costs.
You should consider and anticipate specific coverage needs for yourself and each member of your family when choosing the right plan. If you have a dentist preference, make sure that your plan is accepted at the dental practice you prefer.
Dental coverage leads to earlier and better dental care. Dental insurance can also lower your costs while helping you prevent dental hygiene problems that can impact your overall health. You should consider your oral health needs to determine what type of plan is right for you and your budget.
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support@policywizzard.com
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TX - 76528, USA
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