The dollar amount the employee pays before the insurance carrier begins to cover services. However, preventative care such as routine cleanings are typically covered without any deductible.
The amount your dental benefits provider will pay out in one plan year. The employee is responsible for any charges that exceed the plan’s maximum.
Invest in your workforce’s health with an affordable group dental plan. Even the most basic plan covers routine check-ups and teeth cleanings at little to no cost. Policywizzard can help you find plans with even more coverage options that can save your employees thousands in out-of-pocket costs on major dental services. Policywizzard has dental plans for small businesses or large groups at the lowest available cost to you and your employees.
We can help you find the perfect plan
No cost, no obligation to buy
Plan Type
Choice of dentists
Out-of-pocket cost
PPO
Fewer Limitations: Not required to visit in-network dentists but PPO in-network dentists will have lowest out-of-pocket costs.
Copayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum.
HMO (Prepaid Plan)
Very Limited: Choose one dentist or facility. Out of network procedures will not be covered.
Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs.
Fee-for-Service (Indemnity Plan)
Fewer Limitations: Large choice of dentists.
Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed.
Discount Plans
No Limitations on network
Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum.