The affordability of individual health insurance coverage is influenced by your household income, as you may qualify for subsidized plans. If you do not qualify for subsidies, you can find plans for as low as $139 per month* for a single person.

Please note that the mentioned price is based on the lowest prices for plans from Policywizzard. The actual prices available to you may depend on factors such as your zip code, age, gender, and other considerations. To get a personalized quote and explore the available options for you, it is recommended to request a quote.

*Actual pricing may vary.

With a marketplace such as Policywizzard, you can conveniently obtain individual health insurance and compare prices from multiple carriers in one place. Marketplaces provide additional support to assist you in finding the perfect plan that meets your requirements, all at no extra cost.

To secure coverage, all you need to do is provide some basic information such as your age, zip code, and gender. By doing so, you can easily compare quotes from various carriers operating in your state, simplifying the process of finding the right individual health insurance plan.

Individual health insurance plans offer comprehensive coverage that is equivalent to what you would receive from an employer-provided plan. With Policywizzard, you have the opportunity to compare numerous options available in your area, ensuring you find the perfect balance between price and coverage.

Our licensed insurance agents at Policywizzard are here to assist you in finding a plan that caters to your specific needs, all without any additional cost. We prioritize helping you navigate the complexities of individual health insurance and ensure you receive the coverage that suits you best.

During the open enrollment period or a special enrollment period, you have the opportunity to purchase an individual health insurance plan. The special enrollment period is available to individuals who experience qualifying life events, such as the loss of current coverage or a change in marital status. To determine if you are eligible, you can refer to our list of qualifying life events.

While many Americans obtain health insurance through their employers, it is not the only option available. The Affordable Care Act (ACA) was designed to make health insurance more accessible to all citizens, regardless of employment status. You can qualify for an ACA health insurance plan even if you are not employed. Additionally, individuals with income restrictions may be eligible for subsidies to help cover the cost of health insurance.

With numerous options available, it can be overwhelming to navigate the process alone. This is where eHealth's licensed agents can assist you. Our knowledgeable agents, coupled with tools like our plan comparison tool, can help you find a health insurance plan that fits your budget and meets your coverage needs. Our team can also determine if you qualify for an ACA subsidy, providing further assistance in finding an affordable plan.

When selecting a health insurance plan, there are several important factors to consider. First, determine if you need coverage for yourself or your family, as bulk plans may offer discounts. Next, decide if you will obtain insurance through your employer or purchase it independently. Employer-sponsored plans can provide cost savings, but the options may be limited. Clarifying how you will obtain health insurance is crucial.

Next, assess factors such as the deductible, premium, potential co-pays, and coinsurance. These elements significantly impact your coverage and out-of-pocket expenses. Understanding these factors and their influence on your choice is essential. Our team is available to discuss your options and provide guidance on these matters. You can also find valuable information on these topics in Policywizzard resource center. We are here to help you make informed decisions about your health insurance coverage.

The processing time for your health insurance application typically takes around three weeks after enrolling and making the initial payment for a major medical plan. However, the timeline may vary depending on when you enrolled in the plan. Alternative health insurance plans, such as short-term plans, are designed to provide quicker coverage, and their timeline may differ.

For more detailed information, we recommend referring to our article on the health insurance application process. It provides comprehensive insights into the application timeline and other relevant details.