Vision Insurance
Vision plans start as low as $6.95 per month.
Health Insurance
Routine vision care may not be covered by your health plan.
A vision insurance plan may reduce your out-of-pocket costs for eye care.
Receive discounts on vision expenses like glasses or even LASIK.
Have questions? Our licensed agents have answers for you.
| May include: | Vision insurance plan | Vision discount plan | Typical health plan |
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Annual routine eye exam |
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Eyeglass frames/lenses and contacts |
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Pre-determined discounts on all vision-related expenses |
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Balance paid by plan with required copayment |
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Eye care for major medical problems |
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What is vision insurance?
Vision insurance can help you cover some of the cost of maintaining healthy vision, such as routine eye exams and contact lens fittings. However, it's important to look around to find the right plan for you.
When you buy vision insurance, it's important to understand all the costs associated with your plan. You should also discuss your benefits with your agent or eyecare professional. For example, some employers provide group vision insurance as part of their benefit packages. Depending on what is included, you may also wish to purchase supplemental vision insurance to cover the cost of exams, eyewear, and other vision necessities for you and your family.
What does vision insurance cover?
It's important to review individual policies carefully to truly understand what your vision insurance covers. However, most eye insurance plans cover the cost of routine eye care, such as annual eye exams. In addition to preventive care, you will usually receive an allowance for prescription eyewear if you need it. Depending on the type of policy you have, you will typically have to pay at least a portion of the cost for eyeglasses and contact lenses.
LASIK, PRK, and other vision correction surgery have become more mainstream over the past several years. Therefore, some vision insurance will also cover part of the cost or provide a discount for these services.
If you have an eye disease or chronic condition, you will probably receive care under your medical insurance, not your vision insurance. For example, cataracts, glaucoma, and other eye diseases typically do not fall under vision insurance. Instead, you would file a claim with your health insurance company.
How do I get vision insurance?
You can receive vision insurance through eHealth. We offer both individual and family plans, and you can even get coverage for your small business employees. We'll start by pairing you with the right plan to meet your needs.
If you're looking for coverage for your own eyecare, we can set you up with an individual plan that offers discounts and affordable premiums. On the other hand, if you have recently married or have young children ready for their first eye exam, we can set you up with family vision insurance to ensure you see each precious memory. If you're looking for a way to stay competitive, vision coverage for your employees is a great way to stand out from other companies.
Our News
Now that you understand how vision insurance works, partner with eHealth to find the right plan for you, your family or your employees. You won't pay a dime for our services, and you can save a lot of money by comparing plans available through Policywizzard.
We advise and assist you as a one-stop shop for major vision insurance carriers. Our licensed insurance agents look out for your best interest and mediate with vision insurance carriers to ensure you receive the best eye insurance plan possible. Feel free to browse our website to learn more about Policywizzard and contact us today for a free consultation.
Our FAQ
Vision insurance is a wellness plan designed to offset the costs of routine checkups (eye exams) and prescription eyeglasses and contact lenses.
Routine eye exams are a preventative measure for maintaining your overall health and wellness. Your doctor can look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer. Examinations also help determine the right prescription strength for eyewear and contact lenses.
During a contact lens exam, your doctor will evaluate your vision with contacts. There may be potential risk factors with improper fitting of contact lenses that can affect your overall eye health. Determining the right fit is key to making sure that your contacts are comfortable and are correcting your vision as intended.
For a single person, vision insurance plan costs typically range from $15-$30 per month.
Yes, you can bundle vision, dental, and health insurance. Some providers may offer savings when you bundle.
Most vision insurance plans offer coverage benefits including:
Some vision plans cover or offer discounts on eyeglass lens enhancements (anti-glare, progressive bifocals, scratch-resistent coatings, and more).
First, estimate your current and future eye care needs. Each vision plan is different so consider which plan offers the services that best fit your needs and your budget. If you already have an eye doctor, evaluate whether they are within the plan's network in order to keep costs at a minimum.
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